Commercial Credit Analyst-SBA

Company: LTD Global, LLC
Location: Livermore
Posted on: February 17, 2021

Job Description:

The Commercial Credit Analyst - SBA will be responsible for performing underwriting due diligence, drafting loan credit memorandums and preparing loan files for funding. Seeking a positive, motivated team-player who works both individually and as part of a high performing team to assist in achieving the Commercial Lending Department's objectives to achieve the goals of on-time loan delivery to clients with high accuracy and "Six Diamond" service to both internal and external customers.Role And Responsibilities* Analyze and spread corporate and personal financial statements, tax returns, ratios and financial projections* Assist in reviewing loan requests for SBA eligibility* Order and review various reports required for loan underwriting* Assist in preparing loan credit memorandums * Review the completeness and acceptable quality of forms and documentation received for SBA loan applications * Facilitate communications and information between the SBA and Bank's third party SBA service provider* Assist in processing loans as determined by management * Prepare loan declined and cancelled/withdrawn packages * Assist in credit review and/or audit requests* Maintain various tracking systems and produce required reports within commercial lending group to ensure 100% accuracy and compliance with regulations* Ensure compliance to all laws/regulations and ethical requirements and of department policies/procedures along with Bank established risk guidelines* Performs other duties as assigned by the Commercial Underwriting ManagerMinimum Qualifications* Bachelor's degree in Business Administration/Accounting/Finance and/or equivalent work related experience * 3 - 5 years' bank credit and commercial loan administration experience * Experience in commercial lending, finance or similar experience* Experience with SBA, CRE and C&I Loans, Processing and Underwriting* Familiarity with and use of various tax and financial statement spreading software * Basic knowledge and identification of various types of financial statements * Ability to work efficiently with a high level of attention to the finer details * Strong analytical aptitude and ability to mitigate risk * Professional business etiquette* Strong communication (verbal and written) and excellent follow-up skills* Ability to handle multiple projects and assignments, and prioritize to meet deadlines* Proficiency in Microsoft software* Use of standard office equipmentPowered by JazzHRkMl3U9mAjh

Keywords: LTD Global, LLC, Livermore , Commercial Credit Analyst-SBA, Accounting, Auditing , Livermore, California